(4) Almost every other evidence demonstrating that the financial institution's Group progress providers are aware of Local community growth requirements, for instance the volume of lower- and moderate-earnings people today which are individuals, or quantity of businesses served; and
(2) A retail lending evaluation space may well not increase further than a Point out boundary unless the retail lending evaluation place contains counties in a multistate MSA.
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
A financial institution that features modified or additional efficiency analysis elements with accompanying yearly measurable targets in its program will have to specify in its strategy annual measurable targets that constitute “Satisfactory” functionality and may specify annual measurable goals that represent “Exceptional” functionality.
The Board evaluates a military services lender pursuant to the relevant functionality tests described in paragraph (a) of the portion.
(one) Establishes the framework and conditions by which the Board assesses a bank's document of responding into the credit needs of its entire Local community, which include reduced- and moderate-revenue neighborhoods, in keeping with the Safe and sound and seem Procedure from the lender; and
A financial institution need to make accessible to the general public for inspection, upon ask for and for gratis, the knowledge required With this section as follows:
Pursuant to § 228.21, the Community Progress Funding Test evaluates the bank's document of assisting to meet up with the credit rating needs of its overall community as a result of community enhancement loans and Neighborhood advancement investments (
(B) The Board decides that evaluation under the strategy wouldn't offer a far more meaningful reflection of the lender's file of helping to meet the credit history demands on the bank's community;
) of the portion, a bank could give unique weights for averaging collectively the general performance throughout these loan solutions and may consist of those loan merchandise from the numerator of the Bank Quantity Metric.
The Board evaluates a financial institution's distant assistance facility availability inside of a facility-centered assessment location determined by the next:
The Board evaluates a constrained reason lender's Group enhancement funding general performance inside of a facility-centered evaluation place and assigns a summary in the ability-based evaluation place based upon the Board's:
Loans by a financial institution on to enterprises or farms, including, but not restricted to, loans in conjunction or syndicated with a U.
The Board considers the loans, financial investment, services, and products of the financial institution's operations subsidiaries less than this aspect, Until an functions subsidiary is independently subject matter for check here the CRA.